In recent years, MGM Resorts International has experienced significant data breaches, leading to concerns about the legitimacy of related settlement offers. Understanding the details of these incidents and the subsequent settlements is crucial for affected individuals.
MGM Data Breaches History:
MGM Resorts faced two major data breaches:
- July 2019 Data Breach: Hackers accessed MGM’s systems, compromising personal information such as names, addresses, numbers, emails, DOB’s, and, in some cases, driver’s license and passport numbers.
- September 2023 Ransomware Attack: A ransomware attack disrupted MGM’s operations, affecting slot machines and ATMs in Las Vegas. This breach exposed more sensitive data, including Social Security numbers and military ID numbers.
Collectively, these breaches affected approximately 37 million customers.
The $45 Million Settlement
In response to these breaches, MGM Resorts agreed to a $45 million settlement to address the resulting class-action lawsuits. The settlement offers tiered compensation based on the type of information compromised:
- Tier 1 : Individuals whose Social Security or military ID numbers were exposed are eligible for an estimated $75 payment.
- Tier 2 : Those whose passport or driver’s license numbers were compromised can receive approximately $50.
- Tier 3 : Customers whose names, addresses, or dates of birth were affected are entitled to around $20.
Additionally, affected individuals can claim up to $15,000 for documented losses directly related to the breaches. The settlement also provides one year of financial account monitoring for all class members.
MGM Data Settlement Real or Fake
Given the prevalence of scams, it’s essential to verify the legitimacy of any settlement notifications:
- Official Settlement Website: The authorized website for this settlement is mgmdatasettlement.com. Ensure any communication directs you to this site.
- No Upfront Payments: Legitimate settlements do not require any payment from claimants. Be cautious of any requests for fees.
- Personal Information Requests: While some personal details are necessary to process claims, be wary of excessive information requests.
Steps to Participate in MGM Data Settlement
If you believe your information was compromised:
- Receive Notification: Eligible individuals should receive a notice with a Unique ID and PIN.
- Submit a Claim: Use your Unique ID and PIN to file a claim online or by mail by June 3, 2025.
- Choose Benefits: Depending on your eligibility, select the appropriate tiered payment and opt for financial account monitoring if desired.
- Await Approval: A final approval hearing is scheduled for June 18, 2025. Upon approval, disbursements will commence.
Conclusion
The MGM data settlement is a legitimate response to the significant data breaches in 2019 and 2023. Affected individuals should follow official channels to claim their entitled benefits and remain vigilant against potential scams.
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